Welcome to Riverson Capital Bank’s digital platforms, including our website, mobile applications, and other online services (collectively referred to as “Services”). These Terms of Service (“Terms”) govern your access to and use of our Services and form a binding legal agreement between you (“User,” “Customer,” or “you”) and Riverson Capital Bank (“Bank,” “we,” “us,” or “our”).
By accessing, browsing, or using any part of our Services, you acknowledge that you have read, understood, and agree to comply with these Terms. If you do not agree with any provision, please do not use our Services.
You must be at least 18 years old and legally capable of entering into contracts to use our Services. You may be required to provide accurate personal and financial information during account registration and verify your identity as part of our regulatory compliance obligations.
Users must create an account to access certain features. You are responsible for maintaining the confidentiality of your login credentials and account security. You agree to notify us immediately of any unauthorized use or security breaches related to your account.
You agree to use our Services only for lawful purposes and in accordance with applicable laws and regulations. Prohibited activities include but are not limited to fraud, money laundering, transmission of harmful code or malware, unauthorized access, and violation of third-party rights.
All transactions conducted through our Services are subject to verification and approval by the Bank. We reserve the right to refuse or cancel transactions that appear suspicious or violate our policies. Fees, charges, and interest rates applicable to your accounts and services will be disclosed separately and are subject to change as notified.
All content on our website and applications, including text, graphics, logos, software, and trademarks, are the intellectual property of Riverson Capital Bank or its licensors. Unauthorized use or reproduction is prohibited.
To the maximum extent permitted by law, Riverson Capital Bank shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Services. We do not guarantee uninterrupted or error-free service and disclaim liability for losses due to technical failures or cyber-attacks.
We reserve the right to suspend or terminate your access to the Services at our discretion, particularly in cases of violation of these Terms or illegal activities.
These Terms shall be governed by the laws of the jurisdiction in which Riverson Capital Bank is headquartered. Any disputes will be resolved through arbitration or courts as described in the detailed dispute resolution clause.
We may revise these Terms at any time. Changes will be posted on our website with the effective date, and continued use of the Services constitutes acceptance of such modifications.
For further assistance, please contact our customer support team.